Checking Accounts
Are you tired of paying Fees for your Checking Account? Great News! GCFCU Checking Accounts are completely free of monthly service charges, Regardless of Your Balance. There's no doubt about it, if you don't already have a Credit Union Share Draft Account now is the time to check out the benefits and open one!
- No minimum balance requirement or service fee
- Unlimited check writing
- Interest earning - dividends are paid monthly on the average daily balance
- First fifty checks printed free of charge
- A $7.50 discount on check printing with Direct Deposit
- Reorder checks online, by mail, in person, and even over the phone
- Convenient ways to make deposits - in person, by mail, through Direct Deposit or Payroll Deduction, or by using our Night Depository
- Free 24-hour account access through our Online Branch and Voice Response System
- Free Visa Check Card
- Overdraft Protection
- Statements are mailed monthly
- Bill Payment
Any Credit Union member in good standing and at least 18 years of age is welcome to open a Checking Account. (Members at least 16 years of age may also open an account, but must have a parent or guardian act as joint owner.)
Switching to a GCFCU checking account is Easy!
- Send your Payroll Department a Direct Deposit Change Form
- Send your creditors a copy of the Automatic Payment Change Notice for any automatic deductions from your account for goods/services.
- Once you have everything transferred to your new GCFCU Checking Account, notify your previous financial institution of your intention to close your checking account.
- Why not switch now, so you can start enjoying all the benefits of a GCFCU Checking Account. If you have any questions, please call (716) 665-3799 or email a Member Service Representative.






