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Rates are accurate as of September 1, 2011 and are subject to change without notice.

Loan Type	Term	APR**
Share Secured Loans	up to 24 Months	2.50% + Current APR
	25 to 36 Months	2.75% + Current APR
	37 to 60 Months	3.25% + Current APR
	61 to 72 Months	3.75% + Current APR
	73 to 84 Months	4.25% + Current APR
	85 to 120 Months	5.00% + Current APR

Signature Loans	up to 24 Months	as low as 6.95%*
	up to 25 to 36 Months	as low as 7.45%*
	up to 37 to 48 Months	as low as 7.95%*
	up to 49 to 60 Months	as low as 8.45%*

Overdraft Protection & Revolving Loans		as low as 12.95%"

Other Collateral & Recreational Vehicles (borrow up to $49,999)	up to 36 Months	as low as 5.65%*
Boats, Motor Homes, Snowmobiles, ATV's, Personal Watercraft, Travel Trailers, Skidders, Kubota's, Dump Trucks, & More!	37 to 60 Months	as low as 6.05%*
	61 to 84 Months	as low as 6.45%*
	85 to 120 Months	as low as 6.85%*
	121 to 180 Months	as low as 7.25%*

New & Used Autos (2011 - 2006)	up to 24 Months	as low as 3.60%*
	25 to 36 Months	as low as 3.80%*
	37 to 48 Months	as low as 4.00%*
	49 to 60 Months	as low as 4.20%*
	61 to 72 Months	as low as 4.70%*
	73 to 84 Months	as low as 5.10%*

Used Vehicles (2005 & Older and Classic Vehicles	up to 24 Months	as low as 4.60%*
	25 to 36 Months	as low as 4.80%*
	37 to 48 Months	as low as 5.00%*
	49 to 60 Months	as low as 5.20%*

Motorcycles	up to 24 Months	as low as 5.10%*
	25 to 36 Months	as low as 5.30%*
	37 to 48 Months	as low as 5.50%*
	49 to 60 Months	as low as 5.70%*
	61 to 72 Months	as low as 6.20%*
	73 to 84 Months	as low as 6.60%*

Mobile Home Loans	New to 3 Years Old	as low as 7.45%*
Terms available up to 180 months depending on year of the home	Over 3 Years Old	as low as 7.95%*

First Mortgages	Rates Change Daily	Please call the office for details!

Home Equity First Mortgages	up to 60 Months	as low as 3.95%*
	61 to 120 Months	as low as 4.30%*
	121 to 180 Months	as low as 4.65%*
	181 to 240 Months	as low as 5.00%*

Home Equity Second Mortgages	up to 60 Months	as low as 4.95%*
	61 to 120 Months	as low as 5.30%*
	121 to 180 Months	as low as 5.65%*

"Preferred Choice" Home Equity Loan Special	up to 84 Months	as low as 5.95%*
Borrow up to $25,000. No application fee or closing costs Please call the Credit Union for more details.

* Rates are based on borrower's credit history and length of the loan.

** APR = Annual Percentage Rate

Receive a 0.25% off your loan when you make your loan payments through direct deposit / payroll deduction.