Vehicle Loans
Whether you are a first-time borrower or have a long credit history, you'll benefit from our Superior rates, Fast turn-around, and Friendly service.
Our Vehicle Loan Program offers:
- Financing for both New and Used Vehicles
- Low, very competitive, fixed Rates
- Flexible terms with Low monthly payments - use our loan calculator to help determine your payments
- Up to 100% financing - including tax, license, and extended warranty
- Refinancing Opportunities - find out if we can save you money by transferring your higher interest rate loans to us.
- Mechanical Repair Contracts - Extended warranty (available for both new and used auto loans)
- Credit Insurance - Gap, Life and Disability Insurance available at low cost.
- Loan Protection - Credit Life, Disability, and Gap Insurance, are available at low cost
There's nothing like 0% financing to attract shoppers. Unfortunately, 0% usually has strings attached. In most cases, you must forego the rebate, which actually turns into a prepaid finance charge. The offer may only apply to select new vehicles, and you may be forced to take a short-term loan with higher monthly payments.
By taking the rebate offered by the manufacturer and financing with your Credit Union, your loan payments will be calculated on a lower principal balance. Therefore, you may actually pay less for your car in the end!
| Dealer Loan | Greater Chautauqua FCU | |
| Purchase Price | $25,000 | $25,000 |
| Rebate | $0 | $3000 |
| Amount Financed | $25,000 | $22,000 |
| Rate | 0% | 4.70%* |
| 60 Month Payment | $417 | $412 |
| Total Payments | $25,000 | $24,720 |
| You've saved 280 dollars! | ||
Apply Online and finance your next vehicle with Greater Chautauqua FCU!
Hesitant to apply? We have a loan program to help all our members,
even those with past credit problems.
