Overdraft Protection

The Solution to Worry Free Checking!
If you've ever made a mistake in your checkbook, forgot to transfer money, or make a deposit, you probably ended up paying a fee. GCFCU has the solution..It's called Overdraft Protection!

What is Overdraft Protection?
It is an open Line of Credit (LOC) that you can easily access, without having to fill out another application.

How does Overdraft Protection work?
Anytime a check, debit card or automatic payment is being withdrawn from your checking account and there aren't enough funds to cover the debit, your overdraft account will automatically deposit money to your checking account to cover the withdrawal(s). Then we will send you a notice to let you know that your Overdraft LOC was accessed. It's just that simple, all you have to do is apply!

An Overdraft Protection LOC Features:

• Credit Limits of up to $1,000 - depending on credit history
• No annual fee
• Easily Accessed by a check, debit card, or automatic withdrawal
• Payments made easy by: Payroll Deduction, Automatic Transfer, Mail, in Person, or by a Transfer on our On-Line Branch or Voice Response Phone System
• Short, Easy Application - Apply online or in Person
• Competitive Interest Rates
• Fast, Friendly Service!